YA - Children up to 12

We encourage early learning of basic concepts such as how money works and how saving for the things you want is important for kids at every age. We have the products and resources to help you get your child off to a great start.


  • For children age 12 and under
  • No minimum balance requirement
  • No account maintenance fees
  • Savings earns interest



  • Guaranteed return on your investment
  • $100 minimum deposit to open
  • Monthly contribution of at least $20 required
Open An Account

1 Joint account with adult 18 years or older required. Additional terms and conditions apply. See the Truth-In-Savings Disclosure for details.

2 Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Savings account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn.

Digital Banking services are not available for children under the age of 13.


When opening a custodial account, an adult must be the custodian.

Learn More About Custodial Accounts


Financial education can start earlier than you realize! We've partnered with Visa to jumpstart your child's lifelong money habits through fun games on various banking topics. It's never too soon to start creating these invaluable skills.

Peter Pig's Money Counter

In this interactive game, kids practice identifying, counting and saving money. After completing the game, players are rewarded with a trip to the virtual store to buy accessories within budget and dress up Peter Pig in fun scenes!

Cash Puzzler

Memory puzzles are some of the first games young children play. Put the scrambled pieces of the puzzle back together to complete the image of a dollar bill in Visa’s Cash Puzzler game. Choose between 1, 5, 10, 20, 50 and 100 dollar bill puzzles.

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