YA - Teens 13-17

At BFSFCU, we believe in teaching kids about how credit unions and banks differ, as well as the importance of membership.

The teen years are a great time to put the building blocks in place for life-long financial success. It’s also important for teens to start experiencing some financial independence while seeing how the decisions they make about money can help them achieve their goals.

For example, small, regular contributions and competitive interest rates can have an impact on saving for that important first car or college.

For older teens, learning about electronic payments and how to protect their privacy and their money from identity theft and scams becomes more important every day.

AGE 13-17



Start saving today, and watch how quickly your money can grow!

  • Guaranteed return on your investment
  • $100 minimum deposit to open
  • Monthly contribution of at least $20 required


Open An Account

1 Joint account with adult 18 years or older required. Additional terms and conditions apply. See the Truth-In-Savings Disclosure for details.

2 Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Savings account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn.

Digital Banking services are not available for children under the age of 13.


When opening a custodial account, an adult must be the custodian.

Learn More About Custodial Accounts


The financial freedom teens want; the financial control parents and caregivers need. Our Visa Student Card will help make it easier for everyone.

  • Reloadable1
  • Secure and convenient alternative to cash
  • Accepted everywhere Visa debit cards are accepted
  • Can be used for shopping, paying bills, and cash withdrawal
  • Ideal for teens and college-bound students

Simply load the card with the amount of money you want—up to $1,000 limit—then give them the card. The Visa Student Card is accepted anywhere Visa cards are and it’s safer than carrying cash. It’s also one of the smartest, easiest ways to teach teens about financial responsibility.

Open or Manage Your Visa Student Card

Long Form Disclosure  | Short Form Disclosure

1 There is a $5.00 enrollment fee for the Visa Student Card and a load and reload fee of $1.50.


Financial education can start earlier than you realize! We've partnered with Visa to jumpstart your teen's lifelong money habits through fun games on various banking topics. It's never too soon to start creating these invaluable skills.

The Payoff

In this immersive game, play the role of Alex or Jess, two up-and-coming video bloggers who are preparing for a life-changing competition while managing their finances and handling unexpected events. Help them make smart decisions within the tight three-day deadline and complete their video for the competition!

Financial Football

Visa and the National Football League have teamed up to create Financial Football, a fast-paced, interactive game that engages students while teaching them personal finance skills. The latest release features 3D graphics and game-changing opportunities with audibles, blitzes and long yardage plays.

Play Now

Financial Discovery Center

Explore useful resources for educating young people about money.

Learn More

We’re Here to Help

Connect with one of our professionals for answers to questions.

Learn More