NOTICE – Digital Banking System Maintenance: We will be performing routine system maintenance beginning Friday, November 22nd at approximately 11:00 pm ET. This maintenance is anticipated to be completed by 6:00 am ET on Saturday, November 23rd.

Car Buying Service

BFSFCU members can save time and money when using the BFSFCU Car Buying Service powered by TrueCar®. In fact, the average savings on new cars is $3,402 off MSRP.1

Search our national network of more than 15,000 certified dealers to find the car you want. See comprehensive price reports on what others have recently paid for that car so you know you are getting a good deal.

Interested in getting our best deal yet? Purchase a green car for an extra 0.25% off, and use Member Loyalty Rewards for up to an additional 0.50%.

Save up to 1.25% OFF in discounts on your rate!
BFSFCU Car Buying Service Discount2 0.50%
Member Loyalty Rewards Discount3 0.50%
Green Car Purchase Discount4 0.25%

Use all 3 Discounts 1.25%


For a Limited Time, get $100 Cash Back!

Not ready to give up the car you love, but want to get a better deal? Save money by refinancing your current auto loan to a lower rate. Receive $100 cash after the closing of your loan with BFSFCU.

Learn More

Diverse group of friends

Member Loyalty Rewards

Get more benefits from your membership with BFSFCU!  Enjoy further loan rate discounts on Personal and Auto Loans for being a loyal member of your Credit Union. 

Learn More

Search for Your Next Car

Search our national network of more than 15,000 certified dealers to find the car you want.

Search new and used cars

How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Vehicle Calculator

Research Cars

See new and used car price rankings so you know when you're getting a good deal

Lock in Savings

Get guaranteed savings off MSRP on new cars3 and see dealer prices on used cars

Trusted Dealers

Compare multiple pre-screened Certified Dealers online before you leave home


Enjoy Guaranteed Savings, no negotiations, and a hassle-free car buying experience

Hear what members are saying about finding and financing a new car with BFSFCU. Credit Union member Roderick and staff member Olga share how easy it is to find and purchase your next vehicle in this brief video.

For questions about the BFSFCU Car Buying Service, please call 1-866-619-1191.

1 Between 7/1/18 and 9/30/18, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2018, was $3,402, including vehicle specific manufacturer incentives. Guaranteed Savings currently not available in all states. In these states, a "Target Price" is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options. TrueCar operates this information website ("Service") featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations. Neither the accuracy of information provided on this website by selling dealers and users, nor the availability, quality, or safety of vehicles, is guaranteed or controlled by BFSFCU or TrueCar, and BFSFCU and TrueCar assume no responsibility for the foregoing. You agree that any reliance on the information on this website is at your own risk. Any discrepancies or mistakes made regarding vehicle availability, condition, pricing, and the like are not the responsibility of BFSFCU or TrueCar and should be directed to the dealer or third party vendor. Neither BFSFCU nor TrueCar is responsible for making repairs to any vehicle. If you have complaints or concerns about defects or repairs, please contact the dealer, seller, or manufacturer directly.

2TrueCar discount only available for the purchase of new and used vehicles, not refinance. Discount is only applicable for fixed rate loan terms up to 60 months.

3To qualify for a Member Loyalty discount, members must meet at least one of three criteria: have opened their membership within the past 90 days, have an existing mortgage with BFSFCU, have funded or paid off a Personal or Auto Loan within the last 2 years. Maximum combined discount for Member Loyalty Rewards is 0.50%. Visit for more information.

4Green vehicles are those considered environmentally friendly by the Environmental Protection Agency ( New vehicles are the current or immediately previous model year having an odometer reading of less than 5,000 miles. Used vehicles include any vehicle with an odometer reading of more than 5,000 miles or are older than the immediately previous model year.