Holiday Closing:

BFSFCU will be closed on Monday, July 4, 2022 in observance of the Independence Day holiday.

Global Rewards

Because RELATIONSHIPS Are Meant to be REWARDED

PREMIUM
CHECKING RATES

LOAN
DISCOUNTS

FEE
REBATES


Explore all the BENEFITS of Global Rewards
The greater your engagement, the bigger the rewards.

Global Rewards Levels (2) Choice Rewards
Plus Rewards
Optimum Rewards
Total Relationship Balance Requirements1,2 No Balance Requirements. Deposit and loan balances of
$50,000–$249,999, and a minimum loan balance of $15,000.
Deposit and loan balances of $250,000 or more. No minimum loan balance requirement.
Examples of Qualifying Total Relationship Balances Checking Balance:
$2,152
+Savings Balance:
$5,880
+Personal Loan Balance: $7,560

Total Relationship Balance = $15,592
Checking Balance:
$5,674
+Savings Balance: $35,930
+Car Loan Balance:
$20,031

Total Relationship Balance = $61,635
Checking Balance:
$5,674
+Savings Balance: $10,810
+Mortgage Loan Balance: $281,974

Total Relationship Balance = $295,819
Premier Checking Account3 0.05% 1.00% on
your first $10,000
1.50% on
your first $25,000
Annual Percentage Yield (APY)* 0.05% 0.05% to 1.00% 0.05% to 1.50%
ATM Transaction Fee Rebate4 Up to $5 per month Up to $20 per month Unlimited
Outgoing BFSFCU Wire Fee Rebate5 N/A Up to $15 per month Unlimited
Debit Card Foreign Transaction Fee Rebate4 N/A Up to $20 per month Unlimited
Personal Loans Rate Discount6 N/A 0.25% rate reduction 0.50% rate reduction
Auto Loans Rate Discount6 N/A 0.25% rate reduction 0.50% rate reduction
Mortgage Cash Reward7 $350 - $750 per loan based on loan amount $350 - $750 per loan based on loan amount $350 - $750 per loan based on loan amount
GAP Insurance Fee Rebate8 N/A $75 $175


Ready to upgrade to our new premier checking account?


It's simple!

decorative image Send us a request via secure message using the Self-Service Menu within Digital Banking.
— Or —
decorative image Schedule an appointment with one of our Member Services Representatives at one of our branch locations.


We'll do the rest!



Get REWARDED for being a loyal member of our
BFSFCU community.


Members with a BFSFCU membership and in good standing can enjoy the many benefits of our Global Rewards program each month.


Moving from CHOICE Rewards
to PLUS Rewards.




Refinancing your Loan with BFSFCU
Can Help you Level Up.





Combining Balances with Joint
Owners to Maximize Rewards.




Getting a Mortgage Loan with
BFSFCU Can Mean More Rewards.




Log in to Digital Banking, select "Self Service"
and click on “Global Rewards” to learn more!

1Total Relationship Balance’ is calculated as the sum of the previous month’s average monthly share account balance(s), the previous month’s ending loan balance(s), and the previous month’s ending credit card balance(s).Only personal share accounts are eligible for the Global Rewards program. Excludes CU Student Choice loan balances.
2Rewards Benefits are based on your reward level - CHOICE, PLUS or OPTIMUM and are determined each month based on your total relationship balances with the Credit Union.
3This account is available for BFSFCU members in good standing who qualify for the PLUS or OPTIMUM Rewards level. Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure and the Amendment
4Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
5 Outgoing BFSFCU Wire Fee Rebate: Only BFSFCU fees will be rebated.  Foreign exchange fees and other fees will not be rebated.
6Rate discounts are only applied to auto loans and personal loans.
7The mortgage cash reward will be applied as a lender credit at the time of the mortgage closing. Mortgages $250,000 and above will receive a mortgage cash reward of $750. Mortgages between $50,000 and $249,999 will receive a mortgage cash reward of $350. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. Excludes home equity loans and lines of credit.
8MEMBER’S CHOICE™ GAP insurance premium rebate will be credited to the member’s checking or savings account 120 days after the insurance has been purchased. If the checking or savings account is closed prior to the rebate posting date the rebate will be forfeited.

*APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. Refer to the Truth-In-Savings Disclosure and to the Amendment for additional details pertaining to these tiered accounts.

BFSFCU reserves the right to modify or cancel the Global Rewards Program, individual features or benefits at any time.