Mortgage - Refinancing

Refinancing? Let us help!

Get more for the value of your home! Refinance with BFSFCU and get a better deal on your own home. The process is easier than you may think and your Credit Union can help you from start to finish.

Step 1

Submit Your Application

House Icon

Visit our Real Estate Center to use our free resources and choose the mortgage loan that best fits your needs. You may apply or schedule an appointment with one of our Loan Officers.

Step 2

Close the Deal!

House and checkmark icon

Our Mortgage Team will work with you to schedule your closing.

Are you ready to get started?

Use the button below to start a mortgage loan application.

Apply Now

Loans to $453,100
Rate
APR
Points
10/1 ARM 30 Year 4.125% 4.632% 0.000%
7/1 ARM 30 Year 3.750% 4.632% 0.000%
5/5 ARM 30 Year 3.625% 4.847% 0.000%
5/1 ARM 30 Year 3.500% 4.725% 0.000%
3/3 ARM 30 Year 3.000% 4.781% 0.000%
Ten and Done (3 Yr ARM) 2.250% 3.562% 0.000%
Conforming 30 Yr Fixed 4.875% 4.920% 0.000%
Conforming 15 Yr Fixed 4.125% 4.201% 0.000%
High-Balance Loans*
Rate
APR
Points
High-Balance 30 Yr Fixed 5.000% 5.026% 0.000%
High-Balance 15 Yr Fixed 4.625% 4.670% 0.000%
Jumbo Loans above $453,100
Rate
APR
Points
10/1 ARM 30 Year 4.125% 4.609% 0.000%
7/1 ARM 30 Year 3.750% 4.610% 0.000%
5/5 ARM 30 Year 3.625% 4.824% 0.000%
5/1 ARM 30 Year 3.500% 4.702% 0.000%
3/3 ARM 30 Year 3.000% 4.758% 0.000%
Ten and Done (3 Yr ARM) 2.250% 3.506% 0.000%
BF Jumbo 15 Year Fixed 4.625% 4.661% 0.000%

* High-Balance mortgage loans are loans with original principal balances that exceed the general loan limits, but meet the high-cost area loan limits. High-cost loan limits are the limits that will apply in high-cost areas as defined by the Federal Housing Finance Agency (FHFA). Rates are subject to change at any time. To view all of our mortgage products and rates, or to find a mortgage to meet your specific needs, please click on the button below.

Get a Custom Rate Quote