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This article does not replace the expert advice of professionals, but rather explains some of the basics so you can better understand how our income tax structure works, how it can affect your financial decisions and how you can be a more-informed income taxpayer.

As tempting as it may be to pay the minimum due, you should always try to pay more.

This article identifies some of the issues you may want to consider as you plan your charitable giving activities.

Many people think of estate planning only as a way to reduce taxes. Actually, it is a lot more. Learn about some of the other issues you should consider.

Share Certificates are ideal for investing funds that you do not need in the near term.

Your home is your most valuable asset and your mortgage is your largest debt.

Social Security benefits will probably be an important source of income for most Americans. This article provides details on how benefits are calculated and what benefits may be.

Many teenagers have income from summer or part-time jobs. Establishing a Roth Individual Retirement Account may be the beginning of a secure financial foundation. It can also help the teen develop some good savings habits.

Developing and adhering to a financial strategy can be overwhelming.

Have you ever worried about medical costs consuming your savings?

Gauging the results of your investments should be part of your total investment strategy.

The changing interest rate environment has prompted many individuals to examine their borrowing and take advantage of lower rates.

Bonds and other fixed income investments provide diversification and predictable income.

Managing your finances perfectly can be difficult. Learn some ways to make it easier.

Your money is an asset, and it should work hard for you in the same way you work hard to earn it.

Getting your first credit card can be both exciting and intimidating.

Your Credit Union has a number of green initiatives that are not only good for your financial well-being, but are also environmentally-friendly.

The average loan for two thirds of graduating college seniors was over $23,000.

The volatility of the stock market and the uncertainty over Social Security is causing many to re-evaluate how to save for retirement, when to retire and how to live after retirement. There are several things to consider as you plan for a financially secure retirement in light of the current stock market

Insurance provides protection but few people think about the best type of insurance.

Life insurance is really very simple. But the question is: Do you need life insurance?

Any time is an ideal time to sit back and review your finances. Here is where to start.

It often seems that saving money is hard. Here are some tips on how to do it.

How you structure your portfolio will influence your total returns greatly.

Buying a car is exciting, potentially stressful, and often expensive. Learn what to look for.

Here are 5 factors to keep in mind as you get your credit card and use it.